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Using Final Regulations Published April 17, 2002
This site provides required distribution planning information to help optimize the benefits available from Individual Retirement Plans (IRA's), Qualified Retirement Plans (QRP's) and Tax Sheltered Annuities (TSA's) under §403(b). Participants and beneficiaries of such plans as well as estate and financial planning professionals will find answers to many of the questions that arise when the Internal Revenue Code mandates withdrawals. Whether you are a participant that has reached age 70˝ or the surviving beneficiary of a deceased participant, it is essential for you to understand a number of complex details about required distributions in order to enhance your after-tax benefits.
Use the following list of topics to accelerate your search for an answer to your questions. A simple click with your mouse will automatically select the appropriate text, flow chart or graph.
Please note that this web site does NOT discuss the tax rules dealing with contributions to IRA's and other retirement plans. It does NOT address lump sum distributions from pension plans, profit sharing plans and stock bonus plans. Furthermore, IRAplanning.com is devoid of investment ideas. Please look elsewhere for assistance on those matters.
Regulations Published April 17, 2002
2002 Rules of the Road (The nuts and bolts of required distributions.)
2002 Planning Pointers (Important reminders.)
2002 Technical Terms
and Concepts You Need To Understand:
Using A Trust As Beneficiary (Table 23)
This page was last updated on 05/04/13.
IRAplanning.com is a creation of
Although no investment information appears on this web site, various securities laws mandate that the next three sentences be printed on this page. George Coughlin is licensed as a Registered Principal of Foothill Securities, Inc., Member FINRA, SIPC. He is also registered as an investment advisor in the State of California. Access to the business continuity plan (BCP) for Foothill Securities, Inc. is available at Foothill BCP Disclosure.
Topics of Interest | Table of Contents | Test Your Knowledge | Quiz Your Advisor | 2002 Technical Terms | 2002 Rules of the Road | 2002 Planning Pointers | 2002 Postmortem Flow Charts | 2002 Illustrative Graphs